It's simple. Browse, add what you want to your cart, and set up your layby online in a few minutes. No credit check. Your weekly payments (from $25 a week) run until your items are paid off, then we deliver them to you for free.

No! We don't run credit checks. Traditional layby is based on your ability to make regular payments, not your credit history. If you can commit to the payment schedule, you're good to go.

Payment terms depend on the total value of your layby. You can also pay it off faster if you like - there's no penalty for early completion.

Yes! We deliver to all areas across Australia. Once your layby is fully paid, delivery is completely free - whether you're in the city or the outback.

Yes — and you don't need to call us. Sign in to your account to raise or lower your payment, move it to any weekday, switch between weekly and fortnightly, or skip one payment and start again next time. Changes are free and apply from your next payment. Need to cancel? You'll see your exact refund figure before you confirm, and our team confirms it by email within 1 business day.