What is Layby?
Layby is the traditional, interest-free way to pay for the things you want. Choose your products, pay them off weekly, and we deliver once complete. No credit checks, no stress.
How It Works
Four simple steps to get the products you love
Pick Your Products
Browse our huge range of products from top brands. Add items to your cart — you can even bundle multiple products together into one layby.
Quick Application
Complete a short online form with your details. No credit check required. Your payment schedule starts straight away.
$35 Weekly Payments
Payments from $35/week are automatically debited via Direct Debit. Need to adjust your schedule? Just give us a call — we're flexible.
Free Delivery
Once your layby is paid off, we deliver your items straight to your door anywhere in Australia — completely free. Sit back and enjoy!
Why Choose Layby?
The smart way to budget for the things you want
No Credit Check
Unlike buy now pay later services, traditional layby doesn't require any credit checks. If you can commit to the weekly payments, you're good to go.
Zero Interest & No Hidden Fees
The price you see is the price you pay. No interest charges, no account fees, no late payment penalties. Just simple, honest layby.
Free Delivery Australia-Wide
Once your layby is complete, we deliver to your door anywhere in Australia at no extra cost — from city centres to regional towns.
Bundle Multiple Products
Want a TV, soundbar, and gaming console? Bundle them into one layby and pay everything off together with one weekly payment.
Flexible Payment Terms
Pay off your layby with flexible terms depending on the total value. Want to pay it off faster? No penalties for early completion.
Ready to Get Started?
Browse thousands of products from leading brands and start your layby today.