About Layaway AU Skip to content

$0 today

Free delivery Australia-wide

No credit check

Layaway AU
About Layaway AU

Layby, done properly.

We’re a layby store. That’s all we do.

We help Australian families pay for the things they need a little at a time — TVs, washing machines, Christmas presents. No credit check, no interest, no tricks.

Layaway AU is the Australian arm of Layaway Depot, which started in New Zealand and has run layby online for years. Same deal on this side of the Tasman: the price you see is the price you pay.

Layaway AU
layaway au - the price you see is what you pay -
Layaway AU
Why we’re here

The oldest deal in retail. Still the fairest.

Layby has paid for Australian Christmases for generations: put a bit aside each week, and when it’s paid it’s yours. Then came buy now, pay later — it hands the item over on day one and charges for the privilege, with late fees that turn a missed payment into a debt.

We think the original deal was better. Nothing to pay today. $15, $25 or $50 a week by direct debit, on the payday you choose. Your price fixed on day one. Delivered free, Australia-wide, once it’s paid off. Why the wait? Because you pay before delivery, there’s no borrowing, no interest and no credit check.

See how layby works

The deal, in four lines

No credit check — ever
$0 interest, always
$0 today — no deposit
Cancel any time before delivery

Our promises

1.

Your price is fixed

The price you see when you start is the total you’ll ever pay. We never raise it mid-layby, and we never swap in a cheaper version of your item.

2.

No interest. Ever.

Layby isn’t credit — you’re paying ahead, not borrowing. So there’s no deposit, no interest and no credit check. If a payment fails we retry it; your bank may charge you for a failed debit, we don’t.

3.

Cancel any time before delivery

You’re never locked in. Cancel by emailing contact@layawayau.com — we confirm your exact refund with you before anything is final. The charge is 15% of the Total Price or $230, whichever is less — never more than you have paid. The rest is refunded within 10 business days.

4.

With you until it's yours

Questions, payday changes, a product swap — you’ll always reach a real person by email, not a bot. Our job isn’t done when you start; it’s done when the box is at your door.

“The price you see is the total you’ll ever pay. That’s the whole idea — everything else follows from it.”

The Layaway AU team

Layaway AU Ltd · ABN 14 767 201 260
Layaway AU
Here for you

Talk to a real person

Questions about a layby, a payment or an order? Skip the bots. Email us and a real person will reply — the same people who look after your layby from your first payment to your front door. If a week goes sideways, they’ll help you find a pace that keeps your item.

Contact us

Quick answers

Nothing to pay today
No credit check — ever
$0 interest, always
Price locked at day one
Cancel any time before delivery
Delivered free when it’s paid off